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4 Ways to Beat the Stress of Buying a Home

May 20, 2012 by lflashenburg

1.  Begin with the end in mind. Have an ultimate scenario of where you’re trying to be.  What will life be like when you get there?  How will it be better than where you are now?  Dwell on that picture and write it out, fill up at least a page about how it feels in the new place.  This is imperative. Having the goal in front of you at all times energizes you to achieve it, in spite of setbacks and frustrations.  Emotions will run high and you need an anchor.  You must focus on that future goal when anxiety threatens to get the better of you.

2.   Be flexible. In your monetary calculations, overestimate by a thousand dollars.  In this market, anything can happen between contract acceptance and closing.  It could be the inspections reveal areas of concern that the seller is unwilling to fix or the repair costs are higher than the amount limited in the contract. Or the interest rate changes which affects the necessary down payment and closing costs you’ll need to come up with.  As your real estate team, we’ll strive to tie up loose ends as quickly as possible, but remember there is no perfect world.  Most buyers feel a bit overwhelmed when taking on a new mortgage and the responsibilities of a new home. We’ve seen many buyers get angry when it seems like the cost just keeps going up.  Anger is caused when reality doesn’t match up with the expectations you had in your mind.  If you anticipate this happening in advance, you won’t get angry.  In fact, it’ll probably go better than you expected.

3.  Trust in the process. There’s just so much to do, it’s easy to panic.  You wonder if it will ever work out.  In fact, when we bought our house, we couldn’t eat for a day, we felt so sick to our stomachs!  You think you’re taking a big chance, but the truth is you’re giving yourself a big chance. Even though you can’t see every step of the way, as you move towards your goals, the way opens up.  We know that you haven’t moved in a long time and it’s a major upheaval in your life.  But we’ve been there many times before, and we’ll be looking out for you.  Trust that we know the way to get you there.

4.  Get knowledge. One thing you’ll probably feel during this transition time is being out of control.  It feels like everyone else has taken over your life.  The seller, your Lender, the appraiser, the inspectors, all have the power to say yes or no to your moving plans. We’ll try our best to let you know ahead of time what your expenses will be, and what the unknowns are.  We’ll tie down the loose ends as soon as possible.  We’ll try to get your loan approved within a reasonable time frame.  We’ll educate you as best we can and let you in “behind the scenes” so you won’t ever feel stupid or out of control.

an exerpt from by referral only 

Filed Under: Articles Tagged With: advice, buyers, committment to purchase, cost of home buying, education, home inspections, mortgage, moving, new house, stress managment, trusted real estate agent

A Good First Impression Helps Sell Your House

March 7, 2012 by lflashenburg

It can’t be overstated—when it comes to buying a house, the first impression is everything. If you’re selling or getting ready to sell in the coming months, one of the easiest and most dramatic ways to enhance that first impression is through paint.

Fresh paint makes your house look clean, bright, and inviting.

Painting your house’s exterior and interior before you put it on the market give the biggest bang for your fix-up buck.

Agents agree that sellers shouldn’t take curb appeal lightly, especially when so many buyers are doing their homework and looking at the exterior of houses before they even contact an agent.

If nothing else, paint at least the door, door frame, and foyer or first room the would-be buyers will see.

  • Use fresh,  neutral colors. If you’re painting the exterior, make sure the color blends in with the neighborhood. Opt for whites, creams or neutrals. The PQI says these colors appeal to the greatest number of people.
  • Whether you paint yourself or hire someone, make sure all the prep work is done—washing all dirt away, and patching and repairing any necessary areas  on the surface before it is painted.
  • Paint railings, window frames, trim, and other accents to freshen up the exterior.
  • Promote any recent painting in your ads, flyers and online descriptions of your house. Homeowners and buyers place a high value on the painted appearance of a  home. Include the date the paint job was completed and the quality of paint that was used.

                                                                                                                                                                                       an exerpt from By Referral Only

 

Filed Under: Articles Tagged With: buyers, curb appeal, moving, new house, painting, transition

Making the Move Easy On the Kids

February 8, 2012 by lflashenburg

Most often, a move represents an important step forward for the adults in the family because of a new job, promotion, transfer to a different office, or financial success has allowed them to buy a more comfortable house in a different neighborhood.

Moving from one house to another is seldom easy and enjoyable for adults (who chose to move), and can be especially troubling for children (who prefer to stay where they are). But if parents are mindful of their children’s concerns and needs, they can minimize distress and discomfort.

A Move Affects Children and Adults Differently

People typically live in a house for about five years and then move on as their jobs and incomes allow. Five years is a small percentage of an adult’s life, but it’s half the lifetime of a 10-year old: It includes almost all the years he or she can remember. It may be the only home the child’s ever known, and the place s/he feels most safe and comfortable.

A house is much more than a place to live to children. It’s the center of their world, associated with familiar activities, sights, and sounds. A move threatens a child’s security and leaves something unknown in its place. Their friends, and the familiar streets, schools, shops, trees and parks are gone. The new neighborhood is someone else’s world.

The impact of a move on a child starts about the time he or she first hears about it, and often continues until the new house becomes home. It’s not necessary to tell young children about this big change immediately, although they must hear about it from their parents before someone else tells them.

Expect that your children may be even more distressed after the move. The new house will not be comfortable or beautiful the night the moving van leaves, or for months after. The furniture won’t fit the rooms, and the floor will be covered with half-unpacked boxes. The children won’t know anyone at school and, if you move during the summer, they may have little opportunity to meet others their age. They’ll need your help: Plan ahead to support and comfort them and ease the stress of the move.

Easing the Stress of the Move

Young Children Have Special Needs

Describe the move in a truthful, positive way. Tell upbeat stories about the benefits of the new house and location. Plan together to make the new setting feel like home:

  • Ask about their favorite activities (e.g., soccer), and plan to investigate youth programs in the new community.
  • Ask what they like best about the present house (e.g., the swimming pool) and assure them that you’ll find a place for them to swim in the new town.
  • Ask what they like best about the neighborhood (e.g., their friends), and make plans to invite the children on the block to a Welcome To the Neighborhood Party once you’ve settled in.
  • Ask what they like the most about their school (e.g., their teacher), and let them know that you’ll request a tour of their new school and a chance to meet their teacher beforehand.
  • Ask what they like most about their community (e.g., the video game parlor), and assure them that those activities will be available in the new location.
  • Use children’s literature. Books can help children prepare for and understand difficult situations. Story characters who model successful coping strategies are an excellent resource for children.
  • If the new home is too far away for the entire family to visit, show the children pictures of the house, yard, and neighborhood. Videotape it if you can. Include pictures of each child’s new room.
  • Ask the children to name the house with an inviting description, like “Oak Hill,” for the big trees and sloping lawn.

Young children need protection from fear of the unknown. Listen carefully to their concerns and respond quickly to relieve their apprehensions. It’s normal, for instance, for a young child to worry that his or her toy box and shelf of stuffed animals might be left behind. Uncover those anxieties by actively involving your children in the process.

  • Don’t just promise to let them decorate their own rooms – take them to the paint store and let them bring home color swatches. Shop together for bedspreads and towels and carpets.
  • They must leave old friends behind. Plan a going-away party and let them invite their own guests to bring closure to that parting.
  • Take pictures of everyone and make a photo album. If a child is old enough, send him or her out with a roll of film in the camera and the assignment to photograph the scenes he’ll want to remember.
  • Give each of them a long-distance telephone call allowance so they can keep in touch with people who are important to them.
  • Buy a stack of picture postcards that show positive views of your new community and encourage them to write messages to the friends and relatives they left behind.
  • Try to pack children’s things last and include them in the packing process.
  • Keep security objects such as a favorite teddy bear or blanket close by. Keep your routine as normal as possible. Regular eating and nap times are important.

Encourage children to get outside and get to know the people and the neighborhood. Encourage older children to distribute fliers for babysitting, lawn care, or car washing. Encourage them to participate in school activities that appeal to them. Get them on sports teams and into clubs. Throw a housewarming party for yourselves and invite all the adults and children on the block.

Teenagers

Most teenagers see themselves as adult members of the family, and may feel disrespected if they don’t hear about the move early in the process. Also, they’ll need time to work through the ordeal of leaving their friends. Ending relationships and saying goodbyes takes time, and is best done before the move. Some relationships will be extremely difficult to bring to an end, and these will require thoughtful, personalized planning. How, for instance, do you move a 17-year-old a thousand miles from her steady boyfriend?

Even though teens seem more advanced in their social skills, they may worry a lot about making friends and fitting in. Visit their new school and check out local activities and employment opportunities for young people.

Communities have their own culture and way of doing things, and this is often reflected in the way teens dress. How they look is really important to teens. Before spending money on a new school wardrobe, your teen may want to observe what’s “in.” Purchasing a few new outfits can often help a teen feel more comfortable.

It’s particularly important to let teens known that you want to hear about, and respect, their concerns. Blanket assurances may seem to your teen like you’re dismissing his or her feelings. It may help to explain that the move is a type of rehearsal for future changes, like college or a new job.

At any age, get help if emotional problems arise. Ask a teacher for assistance. Consider professional counseling. Don’t let a serious problem slide.

Eventually, the strangeness and temporary discomforts should diminish. New friends will become good friends. The new house may become the family gathering place that your grandchildren will visit on holidays. In the long run, everything will work out fine.

an exerpt from By Referral Only

Filed Under: Articles Tagged With: emotions, family, friends, kids, moving, new home, new house, relocate, relocation, school, transition, transtition

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Our family worked with Legal Edge Real Estate to buy our townhouse in Braintree, MA. This was our first time buying property in the US and the Legal Edge team, together with Mortgage Master made the process really easy. The teams made sure we are well informed while allowing us to make our own decisions every step of the way. The sale became very complicated due to incomplete paperwork and hard to obtain information from the sellers. On a couple of occasions the whole deal was on the verge of falling apart because the house did not originally qualify for traditional financing. Legal Edge was able to work with the town of Braintree and the condominium association to make the impossible happen. Thanks to the incredible professionalism and perseverance of the team we were able to buy our dream home! The most impressive part was that the entire team of Legal Edge Real Estate made us feel like we are their top priority, like we are part of their family. They took every call we made to them even those at very late night and odd hours. Their responses were always fast and they kept communication flowing on an hourly basis at times. They provided us with priceless guidance. We could not be more impressed with the team’s abilities and highly recommend their services! The professionalism, market knowledge and communication skills were top notch. Legal Edge Real Estate will truly go miles to make things happen for their clients. THANK YOU, Legal Edge Real Estate!
MP, Braintree, Purchase
My husband and I wanted to move to Reading, MA to become a part of a wonderful community and to be able to place our children in a great school system. A friend introduced me to Stacy Mazzarella with Legal Edge Real Estate who lived in Reading and was very familiar with the housing market there. We cannot speak highly enough of Stacy and our experience with her as a realtor and as a friend. From beginning to end, we trusted Stacy and she never once let us down. Stacy went above and beyond for us and our family day after day and provided us with endless knowledge of so many different topics that came up during the buying process. We would recommend Stacy to others in a heartbeat and I know she is now more than a realtor, but has become a friend, something you can’t always find in a realtor!
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GC, Reading, Purchase
I just wanted to thank you both for all the hard work that you've done over the past 4 months in order to make this happen. Lisa, your price research and negotiating skills were superb!! Your office will be highly recommended by me to anybody that needs this kind of service.Thank You Again!!!
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OB, Marblehead, Purchase
…I thank you … for handling everything so professionally and thoughtfully.  If I get the opportunity, I'll recommend you to others.
BR, Canton, Sale
…Your creativeness and persistence sold my Needham condo much faster than I ever thought possible and for the exact amount I desired. It went so smooth I was scratching my head and wondering how it happened.
CB, Needham, Sale
…We were really touched by your attention. Our new home would have not happened without you, your patience and advice throughout the process. We can’t thank you enough.
MY, Brookline, Purchase
When I called Lisa, I was frustrated. I had been trying unsuccessfully to sell my condo in Stoughton for several months .Lisa came over and gave me some honest feedback about how the condo appeared to buyers. With a little girl in a small condo, it can get pretty cluttered. We packed up most of the toys- and Lisa sold our condo for $10,000 above the average market price. Amazing!
OY, Stoughton, Sale

The Legal Edge Difference

Friends for Life. We form long term relationships when buying or selling your home. Our agents strive to know your needs and desires so well, we become like one of the family.

The Team Approach. There is always someone to accompany you to a showing or personally sell the best features of your home. We don’t believe in unaccompanied showings using lock boxes.

Keep Your Money in Your Pocket. We save you money. We give you back $500 for each completed sale that you can use any way you want! *

Leave Your Legal Headaches Behind. By providing you with all the tools you need for a purchase or sale, we create seamless transactions by taking the stress and aggravation out of the process, leaving you free to focus on other things.

Comprehensive Home Services. For Buyers, we review in detail what’s most important for your new purchase, and guide you through all aspects of home ownership, from getting the mortgage through signing on the dotted line and moving in. For Sellers, we give your home the attention it deserves: proper photography highlighting the best features, comprehensive multiple listing service listings with lots of detail to feature your home the best way possible, all while helping you set the stage using décor tips for your home’s grand debut and ultimate quick sale.

We will provide a $500.00 credit at closing  for residential real estate transactions with a minimum of 2% commission paid to Legal Edge Real Estate, Inc., and a minimum purchase price of $150,000.00, but only if the closing takes place and commission is paid to Legal Edge Real Estate, Inc., in accordance with our minimum criteria.

 
 

Articles

Make Your Home Senior Friendly

Here a few ways to make your home safer for all family members- always important, but even more so during the holidays when your Senior friends and family may be visiting. Shed some light- make sure all bulbs are working and put up lights on pathways and stairs No falling zones- fix any uneven surfaces […]

How Can I Remember Each Home When I’ve Seen So Many?

The key to success in buying a home is similar to the key to success in anything:  planning and organizing.  The process will take you through the four steps that will help you remember the homes you’ve seen and help you choose the best one for you. Map it out. Step one in the planning […]

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International Travel Protection Tips

Here are some tips to keep your well deserved travel time safe. Clean your wallet- only take necessary documents with you. Use your license as an ID at local stops instead of your passport. Place your mail on hold. Have someone keep an eye on your home. Set up automatic timers with lights that turn […]

Spend A Little, Get A Lot #4

Here are some tips to stretch your dollar when preparing your home for sale. Improve safety by ensuring that windows and doors can’t slam shut; fixing loose handrail on porches, decks, and stairways; and removing dangerous tools, sharp objects and hazardous materials from the garage. Rent a bank safe deposit box to store cash and […]

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When building or buying a home, it helps to decide just exactly what you NEED and what you WANT.  Once you have a price in mind, THEN start looking.  If you do it the other way around, you’ll fall in love with a home that you can’t afford and none in your price range will […]

Booking Travel

Fairly soon, I will be taking a trip with my Mom to Scandinavia. While we easily booked the cruise portion, as she is a devoted fan of a particular cruise line, she had asked me to work on booking the flights and hotels for the before and after part of the cruise (which I was […]

You’re Showing Your House In A Minute- Where Do I Stash The Stuff?

Since we all know that the first impression is important, especially if you want to sell your home in the next decade, we have a few tips that will help you quickly hide away “stuff.”  But first, you have to know where the buyers are going to look, and ensure that these places are constantly […]

Spend A Little, Get A Lot #3

Opt for neutral paint and carpets but add splashes of color with area rugs, napkins, flowers, pillows, curtains, drapes and towels. Make the fireplace a focal point – polish your fireplace tools and arrange logs in the fireplace.  On cold days, light a welcoming fire. Selling a vacant house?  Consider renting a few pieces of […]

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